Ministry of MSME
PM Vishwakarma Yojana 2026: Rs. 15,000 Toolkit + Rs. 3 Lakh Loan
Information verified from official sourceLast updated:
Objective
PM Vishwakarma Yojana strengthens India's 18 traditional craft trades. Blacksmiths, carpenters, goldsmiths, potters, weavers, cobblers, and more. By providing them skill upgradation, modern tools, easier credit access, and market linkage support.
Eligibility Criteria
- Artisans and craftspeople working in any of the 18 designated traditional trades
- Must be 18 years of age or older
- Self-employed in the trade. Not in salaried employment
- The trade must be practiced by hand using traditional tools
- 18 eligible trades: Carpenter, Boat Maker, Armorer, Blacksmith, Hammer & Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor, Cobbler/Footwear Artisan, Mason, Basket/Mat/Broom Maker, Doll & Toy Maker, Barber, Garland Maker, Washerman, Tailor, Fishing Net Maker
Benefits & Features
- 1PM Vishwakarma Certificate and ID card for official recognition
- 2Skill training: 5 to 7 days basic training + 15 days advanced training
- 3₹500 per day stipend during skill training
- 4₹15,000 toolkit incentive (voucher to buy tools of your trade)
- 5Collateral-free business loan: ₹1 lakh (first tranche) at just 5% interest
- 6Second loan tranche of up to ₹2 lakh after timely repayment
- 7Support for digital payments and onboarding to GeM and e-commerce platforms
Required Documents
- Aadhaar card (biometric verification mandatory at CSC)
- Mobile number linked to Aadhaar
- Bank account details
- Ration card or family identity document
- Proof of trade (self-declaration or local authority certificate)
How to Apply
Frequently Asked Questions
| What is PM Vishwakarma Yojana in one sentence? | PM Vishwakarma Yojana is a central sector scheme launched on 17 September 2023 that gives 18 traditional artisan trades a Rs. 15,000 toolkit voucher, training with Rs. 500 per day stipend, and a collateral-free loan of Rs. 1 lakh then Rs. 2 lakh at 5% interest, funded by a Rs. 13,000 crore five-year MSME Ministry outlay running to FY 2027-28. |
| Who is eligible for PM Vishwakarma Yojana in 2026? | Self-employed artisans aged 18 or older who work primarily with hand tools in one of the 18 notified traditional trades and whose family has not taken a PMEGP, MUDRA, or PM SVANidhi loan in the last 5 years with an outstanding balance. MUDRA and PM SVANidhi beneficiaries who have fully repaid their earlier loan become eligible again. |
| Which 18 trades are covered under PM Vishwakarma Yojana? | Carpenter, Boat Maker, Armourer, Blacksmith, Hammer and Tool Kit Maker, Locksmith, Goldsmith, Potter, Sculptor, Cobbler, Mason, Basket/Mat/Broom Maker, Doll and Toy Maker, Barber, Garland Maker, Washerman, Tailor, and Fishing Net Maker. Modern professions such as electrician or mechanic are not eligible. |
| How much loan can I get under PM Vishwakarma? | Rs. 1 lakh in the first tranche at 5% interest for 18 months, with no collateral required. On timely repayment, Rs. 2 lakh in the second tranche at 5% for 30 months. Total maximum credit exposure is Rs. 3 lakh, with GoI absorbing an 8% interest subvention throughout. |
| What is the interest rate on the PM Vishwakarma loan? | 5% per annum, fixed. The Government of India absorbs an 8% interest subvention so the artisan pays only 5% while the bank receives approximately 13%. This is one of the lowest effective borrowing rates in any central credit-linked scheme in 2026. |
| How do I apply for PM Vishwakarma online in 2026? | You cannot self-register online. Registration requires biometric Aadhaar verification and must be done through a Common Service Centre (CSC). Locate your nearest CSC at locator.csccloud.in, visit in person with Aadhaar, and the CSC operator will complete your registration on the PAHAL terminal. |
| How long does the PM Vishwakarma verification process take? | Median time from CSC enrolment to certificate issue is 45 to 90 days. Karnataka and Madhya Pradesh have the fastest turnaround. Some north-eastern states report 120 days or longer. Verification is three-staged: Gram Panchayat or Urban Local Body, District Implementation Committee, State Screening Committee. |
| Is West Bengal now covered under PM Vishwakarma Yojana? | Yes. West Bengal rollout began on 22 May 2026 with 7.79 lakh artisans pre-enrolled at launch, per PIB PRID 2264346. WB artisans who were told 'state not notified' in 2024 or 2025 can now enrol at their nearest CSC. |
| What is the Rs. 15,000 toolkit voucher and how is it delivered? | It's a BHIM e-RUPI voucher issued to your registered mobile number after basic training completion. You redeem it at an empanelled tool supplier in your district for tools relevant to your trade. The voucher expires after a set validity window (typically 60 days from issue). |
| How does the Rs. 1 per digital transaction incentive work? | For one year after tranche 1 loan disbursal, PM Vishwakarma beneficiaries earn Rs. 1 per accepted digital transaction (UPI, RuPay, Aadhaar-enabled Payment System), capped at 100 transactions per month. Maximum incentive: Rs. 1,200 per year at full utilisation. |
| Can both husband and wife enrol under PM Vishwakarma? | No. Only one member per family is allowed to enrol, where family means husband, wife, and unmarried children. Choose the family member whose trade fits best and who has the highest probability of clearing three-stage verification. |
| When does PM Vishwakarma Yojana end? | The scheme runs through FY 2027-28 with a total five-year outlay of Rs. 13,000 crore, per PIB PRID 1989108. Indicative FY 2026-27 allocation is Rs. 1,619 crore. No successor scheme has been notified as of July 2026. |
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What PM Vishwakarma Yojana is in 2026
PM Vishwakarma Yojana is a central sector scheme launched by the Ministry of Micro, Small and Medium Enterprises on 17 September 2023 to formally recognise and support 18 traditional artisan trades. The scheme runs through FY 2027-28 with a total five-year outlay of Rs. 13,000 crore, per PIB PRID 1989108.
Per the PM Vishwakarma live dashboard (pmvishwakarma.gov.in, accessed 20 July 2026), over 30 lakh artisans have registered against the original 30 lakh five-year enrolment target, hitting the number a full year ahead of the FY 2027-28 sunset. 26 lakh applicants have completed the three-stage verification and 23 lakh have completed at least the basic five-day skill training as of the last PIB factsheet published in September 2025. 4.7 lakh enterprise loans worth Rs. 41,188 crore have been sanctioned since launch, per the same factsheet.
The scheme has five core components stacked in sequence: (1) official recognition through a PM Vishwakarma Certificate and ID card, (2) a five to seven day basic skill training plus a 15-day advanced upgradation module with a Rs. 500 per day stipend, (3) a Rs. 15,000 toolkit voucher issued via BHIM e-RUPI, (4) a collateral-free enterprise loan of Rs. 1 lakh at 5% interest for 18 months followed by a second tranche of Rs. 2 lakh at 5% for 30 months on timely repayment, and (5) marketing linkage support through GeM and ONDC plus a Rs. 1 per digital transaction incentive capped at 100 transactions a month.
Unlike PMEGP or MUDRA which target broad small business formation, PM Vishwakarma is trade specific. If your work isn't on the notified 18-trade list and isn't done primarily with hand tools, you can't enrol. The narrow eligibility is deliberate: the scheme's cost economics assume relatively low ticket sizes per artisan and a high verification burden that's only feasible if the beneficiary universe is bounded.
Latest updates as of July 2026
Three developments over the last six months materially change how a new applicant should approach PM Vishwakarma in July 2026.
West Bengal rollout began on 22 May 2026. The state, which had held out on scheme implementation, launched rollout with 7.79 lakh pre-enrolled artisans, per PIB PRID 2264346. WB has notified a State Monitoring Committee and District Implementation Committees. This closes the last major geographic gap in the scheme's coverage. If you're a West Bengal artisan whose CSC turned you away in 2024 or 2025 citing "state not yet notified", you can now enrol.
PM Vishwakarma Haat 2026 ran 18 to 31 January 2026 at Dilli Haat INA. Union MSME Minister Jitan Ram Manjhi inaugurated the 14-day marketing event, which drew 117 plus artisans from every State and UT, per PIB PRID 2215839. The Haat pattern is expected to repeat annually. If you're an enrolled Vishwakarma beneficiary and your state association is participating, marketing-linkage stall allocations open two months before the event through your District Committee.
Indicative FY 2026-27 budget line is Rs. 1,619 crore. Per the year-wise indicative split in PIB PRID 1989108, the FY 2026-27 allocation inside the Rs. 13,000 crore five-year envelope is Rs. 1,619 crore, followed by Rs. 1,224 crore in FY 2027-28. The actual line item in the Union Budget 2026-27 Expenditure Volume may vary from this indicative figure. Practical implication for a July 2026 applicant: toolkit voucher and loan-subvention disbursement should stay funded through the remaining scheme life without a mid-cycle cap.
Women make up 68% of PM Vishwakarma skill trainees, per Business Standard citing MSME data (May 2024). Trades with the largest women representation are tailoring, garland-making, doll and toy making, and basket making. If you're a woman applying under one of the 18 trades, the scheme has one of the highest women beneficiary shares among central sector employment schemes.
Complete benefits table
Every PM Vishwakarma component with the exact amount, delivery mechanism, and primary source URL is below. This is what an approved artisan can claim across the full scheme cycle.
| Component | Amount | Mechanism | Primary source |
|---|---|---|---|
| Recognition | Certificate + ID card | Issued digitally on pmvishwakarma.gov.in after 3-stage verification | pmvishwakarma.gov.in |
| Basic skill training | 5 to 7 days | At an empanelled Training Centre with Rs. 500 per day stipend | myscheme.gov.in/schemes/pmv |
| Advanced skill upgradation | 15 days | Optional module at select Centres with Rs. 500 per day stipend | myscheme.gov.in/schemes/pmv |
| Toolkit voucher | Rs. 15,000 | BHIM e-RUPI voucher redeemable at empanelled tool suppliers | PIB factsheet Sep 2025 |
| Loan tranche 1 | Rs. 1 lakh | Collateral-free at 5% interest for 18 months, GoI absorbs 8% subvention | PIB factsheet Sep 2025 |
| Loan tranche 2 | Rs. 2 lakh | On timely repayment of tranche 1 at 5% interest for 30 months, collateral-free | PIB factsheet Sep 2025 |
| Digital transaction incentive | Rs. 1 per transaction | Capped at 100 transactions per month for one year post tranche-1 disbursal | pmvishwakarma.gov.in scheme guidelines |
| Marketing linkage | Not monetised | GeM, ONDC onboarding + Haat participation via District Committee | PIB PRID 2215839 |
Total cash-equivalent value across the full scheme cycle for a fully-participating artisan: Rs. 15,000 toolkit + Rs. 3,500 to Rs. 11,000 training stipend + up to Rs. 24,000 in interest subvention on Rs. 3 lakh loans across four years + Rs. 1,200 annual digital transaction incentive at maximum utilisation. The larger latent value is the interest-rate arbitrage against a 24 to 36% moneylender rate that most unbanked artisans historically faced.
The 18 eligible trades
PM Vishwakarma covers 18 traditional trades that must be practised primarily with hand tools. The full notified list, with a note on what each trade must produce with hand tools to qualify.
- Carpenter (Suthar/Badhai). Furniture, doors, windows, wooden panels made primarily with hand chisels, saws, and planers.
- Boat Maker. Wooden or fibreglass small fishing boats, primarily in coastal states.
- Armourer. Traditional swords, daggers, hunting knives, ceremonial weapons.
- Blacksmith (Lohar). Agricultural implements, kitchen utensils, hand tools from iron.
- Hammer and tool kit maker. Hammers, chisels, tongs, and small hand-tool sets.
- Locksmith. Traditional padlocks, cabinet locks, key cutting by hand.
- Goldsmith (Sunar). Handmade gold and silver jewellery. BIS hallmarking centre awareness recommended.
- Potter (Kumhar). Clay pots, water storage vessels, decorative pottery on a manual wheel.
- Sculptor (Moortikar/Stone Carver). Stone and marble idols, religious sculptures, decorative carvings.
- Cobbler (Charmakar/Footwear Artisan). Handmade leather shoes, chappals, repair work.
- Mason (Rajmistri). Traditional brick and stone masonry.
- Basket, mat, broom maker, and Coir weaver. Bamboo baskets, palm-leaf mats, coir products.
- Doll and toy maker (traditional). Cloth dolls, wooden toys, traditional puppets.
- Barber (Nai/Salmani). Traditional grooming and hair services.
- Garland maker (Malakar). Flower garlands, ceremonial arrangements, festival decorations.
- Washerman (Dhobi). Traditional washing services.
- Tailor (Darzi). Custom stitching, alteration, traditional garment making.
- Fishing net maker. Traditional handloom nets, primarily coastal and riverine states.
If your trade is not on this list you cannot enrol. Modern professions such as electrician, plumber, mechanic, or computer technician fall outside the scheme's traditional-craft focus. The MSME Ministry has not added new trades since the original 18 were notified in September 2023, and no expansion notification has appeared as of July 2026.
Eligibility, exclusions, and the PMEGP/MUDRA/SVANidhi cooling rule
Four eligibility gates apply.
- Age 18 or older on the date of enrolment. No upper age limit.
- Self-employed in one of the 18 trades. Salaried employment in the same or another trade disqualifies you.
- Trade practised primarily with hand tools. Machine-based large-scale production disqualifies.
- One member per family. Only one enrolment per family is allowed. Family here means husband, wife, and unmarried children.
Government employees and their family members are excluded. Beneficiaries of similar central government credit-linked schemes are subject to a cooling period.
The PMEGP, MUDRA, and PM SVANidhi cooling rule works as follows. If you have taken a loan under PMEGP, MUDRA, or PM SVANidhi in the last five years and the loan is still outstanding, you cannot enrol under PM Vishwakarma. However, per the pmvishwakarma.gov.in FAQ, MUDRA and PM SVANidhi beneficiaries who have fully repaid their earlier loan become eligible again for PM Vishwakarma. This repayment carve-out is missing from most third-party scheme write-ups.
Verification is a three-stage process: Gram Panchayat or Urban Local Body screening at the village or city level, District Implementation Committee review, and finally Screening Committee approval at the State level. Applications rejected at any of these three stages need to be re-submitted at the CSC after the reason for rejection is fixed.
Documents required and how to apply
Registration is done only through a Common Service Centre (CSC). Self-registration on pmvishwakarma.gov.in is not open to individual applicants. The CSC operator does the biometric Aadhaar eKYC on your behalf.
Documents required at the CSC:
- Aadhaar card (mandatory, used for biometric verification)
- Mobile number linked to Aadhaar (for OTP and future SMS updates)
- Bank account details (passbook or cancelled cheque, will be linked for loan disbursement)
- Ration card or family identity document (used for the "one member per family" check)
- Proof of trade (self-declaration signed at the CSC, or a certificate from a local trade association)
Step-by-step application:
- Find your nearest CSC on locator.csccloud.in.
- Visit in person with Aadhaar and the documents above.
- The operator scans your biometric via the PAHAL app terminal and captures your trade details.
- Your application enters Stage 1 verification at the Gram Panchayat (rural) or Urban Local Body (urban).
- On Stage 1 clearance, the file moves to the District Implementation Committee for Stage 2 review.
- On Stage 2 clearance, the State Screening Committee issues final approval and generates your PM Vishwakarma Certificate and ID.
- You then enrol for the basic 5 to 7 day skill training at the assigned Training Centre.
- On training completion, the Rs. 15,000 toolkit voucher is issued to your mobile via BHIM e-RUPI.
- Post toolkit redemption, you can apply for the Rs. 1 lakh loan through the assigned bank branch on pmvishwakarma.gov.in.
- On timely repayment of tranche 1, you become eligible for tranche 2 of Rs. 2 lakh.
Median time from CSC enrolment to certificate issue is 45 to 90 days depending on state processing speed. Karnataka and Madhya Pradesh have the fastest turnaround. Some north-eastern states report 120 day plus timelines.
Loan mechanics with a worked example (Ravi, cobbler in Kanpur)
The PM Vishwakarma loan has a specific structure that most secondary write-ups gloss over. The full cash flow for a fictional applicant is below.
Ravi is a 34-year-old cobbler in Kanpur, Uttar Pradesh. He has an active LPG connection under his own Aadhaar, a savings account at Punjab National Bank, and works from a small stall near a residential market. He enrols at his local CSC in July 2026 and clears three-stage verification by mid-September.
Stage A: Training stipend. Ravi completes the 7-day basic training in October 2026. Stipend received: Rs. 500 x 7 = Rs. 3,500 credited to his PNB account.
Stage B: Toolkit e-RUPI voucher. Ravi receives a Rs. 15,000 BHIM e-RUPI voucher on 22 October 2026. He uses it at an empanelled tool supplier for a leather-cutting knife set, a hand-crank sewing machine, and a set of hammer and awl tools.
Stage C: Loan tranche 1. Ravi applies for the Rs. 1 lakh loan via pmvishwakarma.gov.in on 5 November 2026. PNB disburses on 21 November 2026 at 5% interest for 18 months.
- Loan amount: Rs. 1,00,000
- Interest rate: 5% per annum (GoI absorbs 8% subvention)
- Tenure: 18 months
- Monthly EMI: Rs. 5,782
- Total repayment: Rs. 1,04,076
- Total interest paid by Ravi: Rs. 4,076
- Interest that would have been paid at a bank market rate of 13%: Rs. 10,850. Effective saving from subvention: Rs. 6,774 across 18 months.
Stage D: Loan tranche 2. Ravi repays tranche 1 on time by May 2028. He becomes eligible for tranche 2 of Rs. 2 lakh, applies in June 2028, disbursed 30 June 2028 at 5% for 30 months.
- Loan amount: Rs. 2,00,000
- Interest rate: 5% per annum
- Tenure: 30 months
- Monthly EMI: Rs. 7,108
- Total repayment: Rs. 2,13,240
- Total interest paid by Ravi: Rs. 13,240
- Interest that would have been paid at market rate of 13%: Rs. 35,410. Effective saving from subvention: Rs. 22,170 across 30 months.
Stage E: Digital transaction incentive. Ravi accepts UPI payments at his stall. He hits the 100-transaction monthly cap in 4 of his first 12 months. Incentive earned: Rs. 400 across the year.
Full scheme value to Ravi across four years: Rs. 3,500 training stipend + Rs. 15,000 toolkit + Rs. 6,774 interest saving on tranche 1 + Rs. 22,170 interest saving on tranche 2 + Rs. 400 digital transaction incentive = Rs. 47,844 in direct benefit plus Rs. 3 lakh in accessible growth capital at rates unavailable from local moneylenders.
State-wise performance snapshot
Not all states have delivered PM Vishwakarma at the same pace. As of the latest state-wise breakdown accessible on the pmvishwakarma.gov.in live dashboard (accessed 20 July 2026), the top-performing states on enrolment are:
| State | Registered artisans | Verified | Top three trades | Source |
|---|---|---|---|---|
| Karnataka | 4.8 lakh plus | 4.1 lakh plus | Tailor, Carpenter, Blacksmith | thesouthfirst.com + pmvishwakarma.gov.in dashboard |
| Madhya Pradesh | 3.9 lakh plus | 3.3 lakh plus | Tailor, Carpenter, Potter | pmvishwakarma.gov.in dashboard (20 July 2026) |
| Maharashtra | 3.4 lakh plus | 2.8 lakh plus | Tailor, Cobbler, Goldsmith | pmvishwakarma.gov.in dashboard (20 July 2026) |
| Gujarat | 2.9 lakh plus | 2.4 lakh plus | Goldsmith, Tailor, Blacksmith | pmvishwakarma.gov.in dashboard (20 July 2026) |
| West Bengal | 7.79 lakh pre-enrolled at rollout | Verification began post 22 May 2026 | Fishing net maker, Tailor, Potter | PIB PRID 2264346 |
State-wise numbers on the live dashboard update daily and the figures above are indicative snapshots. West Bengal's 7.79 lakh pre-enrolled base has not yet completed three-stage verification since rollout only began on 22 May 2026. Expect WB verification numbers to rise materially through Q3 FY 2026-27.
PM Vishwakarma vs PMEGP vs MUDRA vs PM SVANidhi
Choosing the right scheme depends on your trade type, credit history, and required ticket size. This comparison table maps the four major central credit-linked schemes side by side.
| Parameter | PM Vishwakarma | PMEGP | MUDRA | PM SVANidhi |
|---|---|---|---|---|
| Target beneficiary | 18 traditional artisan trades | New micro-enterprise founders | Existing or new non-corporate businesses | Street vendors |
| Ticket size | Rs. 1 lakh + Rs. 2 lakh | Up to Rs. 25 lakh manufacturing, Rs. 10 lakh service | Up to Rs. 10 lakh Shishu/Kishor/Tarun, Rs. 20 lakh Tarun Plus | Rs. 10,000 to Rs. 50,000 in three tranches |
| Interest rate | 5% fixed (GoI absorbs 8% subvention) | Bank rate, 15% to 35% subsidy on project cost | Bank rate, no subvention | Bank rate, 7% interest subsidy |
| Collateral | Not required | Not required (up to Rs. 10 lakh) | Not required | Not required |
| Tenure | 18 months tranche 1, 30 months tranche 2 | 3 to 7 years | 3 to 5 years | 12 months tranche 1, up to 36 months tranche 3 |
| Training | Mandatory 5 to 15 days | Mandatory EDP | Not mandatory | Not mandatory |
| Cooldown from other schemes | 5 years from PMEGP/MUDRA/PM SVANidhi (with repayment carve-out) | 5 years from any subsidy-linked scheme | None | None |
| Marketing linkage | GeM + ONDC + Haat | Some SFURTI-linked | None | UPI-linked incentive |
If you're a traditional artisan and your ticket need is under Rs. 3 lakh, PM Vishwakarma is dominant because of the 5% fixed rate and the toolkit voucher stack. If you need over Rs. 3 lakh or don't fit the 18-trade list, PMEGP or MUDRA are the practical fallbacks. PM SVANidhi is street-vendor-specific and doesn't overlap with the Vishwakarma-eligible cohort.
Common rejection reasons and how to fix them
Applications get rejected at any of the three verification stages. The five most common reasons and their fixes:
- Trade misclassification. Applicant lists a modern profession (electrician, mechanic) or an ineligible variant of a listed trade. Fix: re-apply with a trade that matches one of the 18 notified trades, backed by a local trade-association letter.
- PMEGP or MUDRA overlap without repayment proof. Application flagged for prior credit-linked scheme benefit. Fix: attach a bank NOC certificate showing the prior loan is fully repaid.
- Aadhaar-bank name mismatch. Aadhaar shows "Ravi Kumar" but the bank passbook shows "Ravikumar" or "R Kumar". Fix: get the bank record updated to exact Aadhaar spelling before re-applying.
- Gram Panchayat non-recommendation. Local ULB or Gram Panchayat did not certify the applicant. Fix: obtain Panchayat certification of trade and re-apply. In some states this needs an in-person meeting with the Panchayat Secretary.
- Duplicate Aadhaar for the same family. A family member has already registered. Fix: only one family member can enrol. Deregister the earlier applicant if you want a different family member to register instead.
Median rejection rate across all states is roughly 15% at Stage 1 (Gram Panchayat / ULB), 8% at Stage 2 (District), and under 3% at Stage 3 (State Screening Committee). Most rejections are recoverable with a re-application once the underlying issue is fixed.
Frequently asked questions
Structured FAQ data is rendered in the FAQ block below the article. A few highlights:
How long does the full PM Vishwakarma enrolment take? Typical CSC-to-certificate timeline is 45 to 90 days across the three verification stages. Fastest states are Karnataka and Madhya Pradesh. Slowest are some north-eastern states at 120 days plus.
Can I skip training and go directly to the loan? No. Basic 5 to 7 day training is mandatory before toolkit voucher issuance, and toolkit disbursement is a soft prerequisite for loan tranche 1 processing.
Is PM Vishwakarma still open in July 2026? Yes. Scheme runs through FY 2027-28 with committed budget through the end date, per PIB PRID 1989108.
What we still don't know
Three items appear in secondary press coverage but couldn't be confirmed against a primary PIB or MSME source as of 20 July 2026. Treat the following as unconfirmed until you see them on pib.gov.in or msme.gov.in:
- Rs. 50,000 emergency credit line for artisans with 12-month clean repayment. Circulated in some Hindi press but no PIB or MSME notification traceable.
- ONDC "Verified Vishwakarma" badges on Amazon and Flipkart. GeM and ONDC onboarding is confirmed in scheme guidelines, but the specific "Verified Vishwakarma" badge product is not documented in a primary source.
- Union Budget 2026-27 actual line item for PM Vishwakarma. The indicative Rs. 1,619 crore FY 2026-27 figure comes from the pre-2024 year-wise breakdown in PIB PRID 1989108. The Union Budget 2026-27 Expenditure Volume actual could vary. Cross-check indiabudget.gov.in for the final figure.
If you've seen a primary-source notification for any of the above after 20 July 2026, ministry websites are the authoritative source, and this section will be updated in the next scheme audit cycle.