Institute of Banking Personnel Selection (IBPS)

IBPS Clerk 2026 — 15,736 Vacancies in Public Sector Banks

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Quick Information

Post NameClerk (Clerical Cadre) in Public Sector Banks
Total Vacancies15,736
SalaryPay Scale: ₹17,900 – ₹47,920/month (as per IBPS bipartite settlement). Approximate in-hand after DA, HRA, TA: ₹26,000–₹35,000/month. Also includes medical insurance, LFC, and pension under NPS.
OrganizationInstitute of Banking Personnel Selection (IBPS)

Application Fee

General₹850
OBC₹850
SC / ST₹175
Women₹175
PH / Divyang₹175

Important Dates

Start Date1 August 2026
Last Date31 August 2026
Exam Date10 October 2026

Eligibility

Age Limit20–28 years as on August 1, 2026 (born between August 2, 1997 and August 1, 2005). OBC: +3 yrs, SC/ST: +5 yrs, PwBD: +10 yrs.
EducationBachelor's Degree in any discipline from a recognized university. Proficiency in the official language of the state/UT applied for is required.

Selection Process

  1. 1IBPS Clerk 2026 has two stages: **Stage 1 — Preliminary Examination** | Subject | Questions | Marks | Duration | |---|---|---|---| | English Language | 30 | 30 | 20 minutes | | Quantitative Aptitude | 35 | 35 | 20 minutes | | Reasoning Ability | 35 | 35 | 20 minutes | | **Total** | **100** | **100** | **60 minutes** | Each section is individually timed. Negative marking: 0.25 marks per wrong answer. Prelims is qualifying — shortlisted candidates appear for Mains. **Stage 2 — Mains Examination** | Subject | Questions | Marks | Duration | |---|---|---|---| | Reasoning Ability & Computer Aptitude | 50 | 60 | 45 minutes | | English Language | 40 | 40 | 35 minutes | | Quantitative Aptitude | 50 | 50 | 45 minutes | | General/Financial Awareness | 50 | 50 | 35 minutes | | **Total** | **190** | **200** | **160 minutes** | Final merit is based on Mains marks. There is no interview for IBPS Clerk. Provisional allotment to banks is done based on merit and preference.

How to Apply

Official notification expected in July–August 2026. Once released, apply at ibps.in: 1. Visit ibps.in → CRP Clerks XV → Apply Online 2. Register with a valid email ID and mobile number 3. Fill in personal, educational, and bank preference details 4. Select the state and language proficiency carefully — this affects your posting 5. Upload scanned photo (passport size, white background) and signature 6. Pay application fee — ₹850 for General/OBC/EWS; ₹175 for SC/ST/PwBD/Female 7. Submit and save the confirmation number 8. Admit Card will be released on ibps.in before the Prelims exam

What is IBPS Clerk?

IBPS Clerk is a banking job that doesn't get as much attention as IBPS PO, but it's one of the most stable, accessible banking careers available. With 15,736 vacancies in 2026, it's also one of the largest recruitment drives in the banking sector.

As a bank clerk, your work involves customer service at the branch level — account opening, cash transactions, DDs, deposits, withdrawals, cheque processing, and general banking operations. It's a front-facing role with direct public interaction.

Compared to PO, the entry bar is lower (age 28 vs 30, same education), the competition is still intense but spread across more seats, and the salary while starting lower has a clear progression path. Many bank clerks appear for internal promotions — called JAIIB, CAIIB, and internal promotion exams — and move to Officer grade within 5–8 years without leaving the bank.

Participating Banks

IBPS Clerk allotment covers these public sector banks:

BankHeadquarters
Bank of BarodaVadodara, Gujarat
Bank of IndiaMumbai, Maharashtra
Bank of MaharashtraPune, Maharashtra
Canara BankBengaluru, Karnataka
Central Bank of IndiaMumbai, Maharashtra
Indian BankChennai, Tamil Nadu
Indian Overseas BankChennai, Tamil Nadu
Punjab National BankNew Delhi
Punjab & Sind BankNew Delhi
UCO BankKolkata, West Bengal
Union Bank of IndiaMumbai, Maharashtra

Note: SBI conducts its own separate exam (SBI Clerk) and is not part of IBPS.

Vacancies — 2026

Total Vacancies15,736
SC~2,360
ST~1,180
OBC~4,255
EWS~1,574
General~6,367

Category-wise and bank-wise vacancy split will be published in the official notification on ibps.in.

Eligibility

Age (as on August 1, 2026)

  • General / EWS: 20–28 years (born August 2, 1997 to August 1, 2005)
  • OBC (NCL): 20–31 years
  • SC / ST: 20–33 years
  • PwBD: 20–38 years (General), 20–43 years (SC/ST)

Educational Qualification

Bachelor's Degree in any discipline from a recognized university or equivalent qualification as on August 21, 2026.

Language Requirement

Proficiency in the official language of the state / UT for which you apply. This is verified at the time of provisional allotment — if you apply for a bank branch in UP, you need to be proficient in Hindi. Most candidates apply in their home state, which naturally satisfies this.

Application Fee

CategoryFee
General / OBC / EWS₹850
SC / ST / PwBD / Ex-Servicemen₹175

Exam Pattern

Prelims — October 10–11, 2026

SectionQuestionsMarksTime
English Language303020 min
Quantitative Aptitude353520 min
Reasoning Ability353520 min
Total10010060 min

Negative marking: 0.25 per wrong answer. Each section has individual time limits — you cannot shift time between sections.

Mains — December 27, 2026

SectionQuestionsMarksTime
Reasoning Ability & Computer Aptitude506045 min
English Language404035 min
Quantitative Aptitude505045 min
General/Financial Awareness505035 min
Total190200160 min

No interview. Final selection is based entirely on Mains marks.

Salary and Benefits

ComponentAmount
Basic Pay₹17,900/month (starting)
DA (revised quarterly)~₹7,500/month
HRA (based on city)₹1,400–₹3,580/month
Transport Allowance₹1,200/month
Special Allowance₹2,900/month
Gross Monthly~₹30,000–₹35,000/month

Additional benefits: Group medical insurance, LFC (Leave Fare Concession), staff loan at subsidized interest rates (home loan, car loan, personal loan), NPS pension, and annual increment.

After 5–7 years with JAIIB/CAIIB certification and internal promotion exams, salary reaches ₹45,000–₹55,000/month at the Officer grade.

Syllabus

English Language (Prelims + Mains): Reading comprehension, sentence rearrangement (para jumbles), error spotting, fill in the blanks, cloze test, vocabulary — synonyms/antonyms. Banking exams test English at a practical, comprehension-focused level — not as heavily grammar-oriented as SSC.

Quantitative Aptitude: Number series, simplification, quadratic equations, data interpretation (table, bar graph, pie chart, line graph), percentage, ratio, profit & loss, time-speed-distance, time & work, average, SI/CI, probability. DI (Data Interpretation) sets are the heaviest scorers in the Mains Quant section.

Reasoning Ability: Puzzles & seating arrangement (the majority of questions), syllogisms, inequalities, coding-decoding, blood relations, direction sense, input-output, data sufficiency. Puzzles dominate banking reasoning papers — practice 5-10 puzzle sets daily in the months before exam.

General/Financial Awareness (Mains only): Banking and financial awareness — RBI policies, repo rate, CRR, SLR, banking terminology, recent banking mergers, government schemes, budget highlights, current events (last 6 months). This is where candidates who read banking news daily gain a significant edge.

Computer Aptitude (Mains): Computer fundamentals, MS Office basics, internet and email, networking concepts, shortcuts. This section is generally the easiest in Mains — most candidates score 45+/60 here.

Important Dates 2026

EventDate
Notification ExpectedJuly–August 2026
Apply Online (Expected)August 2026
Last Date to ApplyAugust 2026
Prelims ExamOctober 10–11, 2026
Mains ExamDecember 27, 2026
Provisional AllotmentEarly 2027
ResourceLink
IBPS Official Websiteibps.in
Apply Onlineibps.in → CRP Clerks XV
CRP Updatesibps.in/crp-updates

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