Ladakh: Government Jobs & Schemes

Mahila Samman Savings Certificate 2026: Closed for Deposits

One-time 2-year fixed-deposit scheme for women and girls in India, offering 7.5% p.a. guaranteed interest on deposits up to Rs. 2 lakh. Designed to encourage women's financial independence through a small-savings product priced above prevailing bank FD rates.

PM Kisan Samman Nidhi Yojana 2026: Rs. 6,000 per year for farmers

Transfer Rs. 6,000 per year directly into the bank accounts of eligible farmer families in three installments of Rs. 2,000 each, to supplement their income and help meet agricultural input costs.

PM Matsya Sampada Yojana (PMMSY) 2026: ₹20,050 Crore Fisheries

Develop the fisheries sector in India sustainably, create infrastructure for fish production and processing, double the income of fishers and fish farmers, generate 55 lakh employment opportunities, and bring fisheries exports to ₹1 lakh crore by 2024-25.

Beti Bachao Beti Padhao Yojana 2026: Girl Child Welfare

Prevent female foeticide and girl child abandonment, improve the Child Sex Ratio (CSR) across India, ensure the survival and protection of the girl child, and promote girl education and participation in society.

Stand-Up India 2026: Old Scheme Closed, Rs 2 Cr Successor

Facilitate bank loans to SC, ST, and women entrepreneurs for setting up greenfield enterprises (first-time businesses) in manufacturing, services, trading, or agriculture-allied sectors.

PM SVANidhi Yojana 2026: Collateral-Free Loan Up to ₹50,000

Provide affordable working capital loans to street vendors who lost their livelihoods during the COVID-19 pandemic, help them restart their businesses, and enable their graduation to formal financial services.

Namo Drone Didi Yojana 2026: Free Drone for Women SHGs +

Provide agricultural drones to 15,000 Women Self Help Groups (SHGs) to enable them to offer drone-based fertiliser and pesticide spraying services to farmers, creating a sustainable income source for rural women.

Lakhpati Didi Yojana 2026: Free Skill Training for SHG Women to

Empower 3 crore women Self Help Group (SHG) members across rural India to earn a sustainable annual income of ₹1 lakh or more through skill training, micro-enterprise support, and market linkages.

PM Garib Kalyan Anna Yojana (PMGKAY): 5 Kg Free Ration Per Month

Provide free food grain to NFSA (National Food Security Act) ration card holders every month to ensure no family in India goes hungry, regardless of economic hardship.

PMSBY 2026: Pradhan Mantri Suraksha Bima Yojana Details

Provide affordable accidental death and disability insurance to all Indians, especially those in the unorganised sector, through a simple bank account-linked annual subscription.

PM Jeevan Jyoti Bima Yojana (PMJJBY): ₹2 Lakh Life Cover at

Provide affordable life insurance cover to all Indians, especially those from the low-income segment who cannot access private insurance, through a simple bank account-linked annual subscription.

PMKVY 4.0 in 2026: 31 Dec Deadline, PMKVY 5.0 Being Designed

Train youth in industry-relevant skills through certified short-term courses, enable employment and entrepreneurship, and recognise prior work experience through formal certification.

Jal Jeevan Mission 2026: Free Tap Water Connection for Every

Provide every rural household in India with a functional household tap connection (FHTC) supplying 55 litres of safe drinking water per person per day by December 2028.

PMEGP 2026: Start Your Own Business with Up to ₹50 Lakh Subsidy

Generate employment in rural and urban areas by helping individuals start new micro-enterprises through a combination of bank loan and government subsidy. With no collateral requirement on the government subsidy portion.

PM Fasal Bima Yojana 2026: Rs. 95,000 cr Claims Paid

Provide financial support to farmers suffering crop loss or damage due to natural calamities, pests, or diseases. At a very low premium that the farmer pays, with the government bearing the rest.

Sukanya Samriddhi Yojana 2026: 8.2% Q2, EEE Tax, Rules

Encourage parents to save for their girl child's higher education and marriage by offering the highest guaranteed interest rate among small savings schemes, with full tax exemption.

PM Ujjwala Yojana 2026: Rs 300 Refill x 9 + MP Ladli Bonus

Provide free LPG connections to women from poor households to move them away from unhealthy cooking fuel (wood, cow dung, coal) and reduce indoor air pollution.

MGNREGA to VB-G RAM G Transition 2026: 125-Day Guarantee

Provide at least 100 days of guaranteed wage employment in a financial year to every rural household whose adult members volunteer to do unskilled manual work.

National Scholarship Portal (NSP) 2026-27

The National Scholarship Portal (NSP) brings all central and state government scholarships under one digital roof. So that eligible students from SC, ST, OBC, Minority, and EBC backgrounds can apply once and get access to multiple schemes without running to different portals.

PM YASHASVI Scholarship 2026 for OBC/EBC/DNT Students

PM YASHASVI (Young Achievers Scholarship Award Scheme for Vibrant India) provides financial support to meritorious OBC, EBC, and DNT students in Class 9 and Class 11 so they can continue their school education without financial burden.

PM Scholarship Scheme (PMSS) 2026-27 for Ex-Servicemen Wards

The PM Scholarship Scheme honours the families of India's defence personnel. Ex-Army, Navy, Air Force, Ex-Coast Guard, and CAPF veterans. By funding their children's professional and technical degree education through monthly stipends.

PM Surya Ghar Muft Bijli Yojana 2026: 300 Units Free

PM Surya Ghar: Muft Bijli Yojana aims to install rooftop solar panels on 1 crore Indian households by FY 2026-27, giving each family up to 300 units of free electricity per month and the ability to earn money by selling surplus power back to the grid.

PM Vishwakarma Yojana 2026: Loans & Training for Traditional

PM Vishwakarma Yojana strengthens India's 18 traditional craft trades. Blacksmiths, carpenters, goldsmiths, potters, weavers, cobblers, and more. By providing them skill upgradation, modern tools, easier credit access, and market linkage support.

PM Mudra Loan 2026: Tarun Plus Rs 20 Lakh + Women 59.81%

PM Mudra Loan Yojana (PMMY) provides collateral-free micro and small business loans to non-farm entrepreneurs, self-employed individuals, and startups. Enabling them to start or expand businesses without needing property as security.

PM KUSUM Yojana 2026: Solar Pump for Farmers with 50% Subsidy

PM KUSUM (Kisan Urja Suraksha evam Utthaan Mahabhiyan) provides affordable solar pumps to farmers, reducing their dependence on diesel and unreliable grid electricity for irrigation. While giving them an income source by selling surplus solar power to the state grid.

PM Internship Scheme 2026 Round 3: ₹9,000/Month Stipend at

PM Internship Scheme gives young Indians aged 18 to 25 a 6 to 9-month paid internship at India's top 500 companies, bridging the gap between education and employment by providing real-world work experience along with a monthly stipend funded jointly by the government and the company.

PMAY-G 2026: 3.90 Crore Sanctioned, 4.95 Crore by 2029

PM Awas Yojana Gramin provides financial assistance to rural households living in kutcha or dilapidated houses to construct a safe, permanent pucca house. With direct fund transfer to the beneficiary's bank account in instalments.

PMAY-U 2.0 in 2026: 4% Interest Subsidy up to Rs. 1.80 Lakh

PM Awas Yojana Urban 2.0 aims to provide pucca (permanent) housing to every eligible urban family in India that does not own a house. With central financial assistance and credit-linked subsidies targeting Economically Weaker Sections (EWS), Low Income Groups (LIG), and Middle Income Groups (MIG).

Atal Pension Yojana 2026: Rs. 5,000/month, Extended till 2031

Pradhan Mantri Jan Dhan Yojana 2026: PMJDY Rs. 10,000 OD Guide

Ayushman Bharat PM-JAY 2026: Rs. 5 Lakh, All 36 States

PM Kisan Samman Nidhi 2026: 23rd Instalment, Status, eKYC